Prudent underwriting standards emphasizing cost basis with identifiable downside protection
Investors can exercise the option for interest income paid monthly to create cash flow from their preferred senior-secured position.
Small loans ($100k – $1.5M) are more efficient, offering attractive investment opportunities
Capital Insiders was founded with a focus on capital preservation and consistent income. Our investment strategy is predicated on a value-based approach to generate constant and conservative risk-adjusted returns.
Capital Insiders’ team originates, underwrites and services private, first-lien commercial real estate loans to proven real estate investors, landlords, builders and developers. Loans are secured by a diverse portfolio of real estate at a maximum loan-to-value ratio of 70%.
Audit and Accounting reports are available to our Investors at any time. – Capital Insiders exclusively works with top-tier audit and accounting firms in the US who have a comprehensive understanding of our business model. These firms have the expertise and extensive knowledge of all accounting and tax aspects of real estate investments, and commercial lending which is necessary in successfully navigating our highly regulated industry.
Before becoming a private real estate lender, our founder Emiliano Zapata spent over 20 years in the real estate development and construction industry. Because of his experience and insight, he has built an “Insiders” team of qualified, devoted individuals and strategic partners who are able to provide significant value to our clients and their projects. Over the years, Mr. Zapata has developed extensive market knowledge and invaluable skills in the areas of commercial lending and structured finance.
• First-Lien Deed of Trust Only
• Full recourse
• 70% LTV (Max.)
• Lending to Proven Real Estate Investors
• Short term loans
• Small loan deal size ($100K - $1.5M), a very small % of the Fund
• Lending through diverse type of properties on both, Residential and Commercial
• We service all loans that are extended to our borrowers, so we can closely monitor asset quality
||10%+ net annual return*
||8% net annual return*
||9%-12% net annual return*
||Preferred return paid Monthly
EDC paid Quarterly
Fund I’s investment objective is to generate current income by originating and/or acquiring short-term real estate loans, secured in first position, on residential and commercial investment properties across Texas.
Fund I provides investors a diversified real estate loan portfolio that generates current interest income, while placing emphasis on capital preservation, which is driven by appropriate loan-to-value (LTV) and short-term nature of the loans.Learn More
|Company||Capital Insiders Fund I, LLC|
|Fund Type||Reg D 506(c)|
|Investments||Private Real Estate Lending / First-Lien Deed of Trust Only|
|Asset Types||Commercial / Multifamily / Residential Investment|
|Maximum Offering||$50 MM|
|Inception Date||July 2018|
|Fund Term||Open-Ended (Evergreen)|
|Investory Eligibility||Accredited Investor|
|IRA Investment Option||Yes|
|Option to Compound||Yes|
|Holding Commitment Term||24 Months|
|Target Returns||10%+net annual return*|
|Preferred Return||8% net annual return*|
|Average Returns||9%-12% net annual return*|
|Distributions||Preferred return paid Monthly, EDC paid Quarterly|
|EDC Split||70% Investors / 30% Manager|
|Fund Administrator||Fairway America|